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June 04, 2019

Financial Literacy: How We're Failing the Next Generation

By Warren A. Stephens
For people to fully embrace, participate in, and benefit from our free market system, they must be knowledgeable about both economics and personal finance. And while strides have been made toward increasing financial literacy here in the U.S., there is still more work that needs to be done.

According to the 2018 survey from the Council for Economic Education, only 25 states and the District of Columbia require that a high school course in economic education be offered; only 22 require a personal finance course. Since 2016, no state has added personal finance to their K-12 standards; and since 2014 there has been no change in the number of states that require standardized testing of economic concepts.

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