Working with You to Build Your Future
Our Financial Consultants create strategies that enable you to achieve your short- and long-term goals, from investing for your children’s college education to planning for a comfortable retirement.
We take a comprehensive approach to wealth management that begins with understanding your financial situation, unique needs and goals, and delivers an integrated investment solution designed to meet them. Our breadth of offerings, experience and expertise enable our Financial Consultants to create a customized asset allocation strategy. We then monitor your portfolio to ensure that it adapts to changing market environment and life events.
In addition to offering traditional stocks, bonds and mutual funds, we offer a comprehensive range of solutions for our clients, including:
- Complimentary Asset and Portfolio Reviews offer a detailed understanding of your financial status. These complimentary reviews encompass such elements as asset allocation, education, retirement and estate planning and life insurance. Following an analysis of your goals, risk tolerance and other factors, we produce a comprehensive report that details your net worth and provides recommendations for meeting your short- and long-term objectives. We analyze your current portfolio using a wide range of research resources and provide recommendations for aligning your investments with your goals.
- Managed Programs provide affordable access to some of the most experienced and respected money managers in the country. These programs include portfolio review consultations based on a detailed analysis of your goals and risk tolerance. Our investment experts use this analysis to recommend a model asset-allocation plan and then build a personalized portfolio using a variety of mutual funds and exchange traded funds (ETFs).
- Stephens Advantage Account offers the benefits of a traditional investment account plus convenient cash management features that allow you to invest, borrow and save – all through one account. Stephens Advantage automatically invests excess cash, with competitive money fund yields on taxable and tax-free funds. It provides unlimited check writing and check images with your monthly statement, a VISA Platinum Credit Card and a VISA Gold Check Card, online bill payment, and immediate access to convenient credit at attractive rates if you want to use the margin feature in your account.
Preserving the Fruits of a Lifetime of Hard Work
Working closely with our clients, Stephens Financial Consultants develop strategies for preserving and growing their assets. With a detailed knowledge of our clients, we can recommend personalized approaches for minimizing income taxes, determining insurance needs and protecting your wealth.
Wealth preservation solutions include:
- Income tax and estate matters
- Liquidity needs and portfolio management
- Insurance programs
- Planning for family members with disparate needs
We also offer a superior suite of executive and private company financial services, including:
- Corporate stock buybacks
- Trading expertise for best execution
- Regulatory expertise through "Safe Harbor" of SEC Rule 10b-18
- Stock options, margin loans, Section 144 Stock
- Business risk management programs
- Management and ownership succession
Creating a Legacy
You have worked hard to establish a career and create financial security for your family. Stephens will work closely with you to help your family and the charitable organizations that are important to you benefit from the legacy you’ve created.
We can assist you, your estate attorney, and your tax advisor in all aspects of developing and managing a personalized estate plan. Our areas of expertise include:
- Estate, insurance, and tax planning to ensure that your goals are accomplished in a strategic manner that maximizes the value of your assets.
- Private business succession planning, from preparing for a successful transfer to employees, heirs, or outsider buyers to ensuring continued business growth.
- Family trust and transfer strategies to accomplish your goals, provide consistent management of your assets, ensure future support for your heirs, fund your charitable intentions and minimize taxes.
- Philanthropic planning assistance tailored to individual needs, including charitable remainder trusts, gifts involving life insurance, tangible-asset gifts, split interest vehicles, and private foundations.
Our primary concern is your family's long-term interests, and our conservative Financial Consultants will work with you to determine the best options for passing your legacy on to your family.